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Stewart Title Insurance Company

 
Stewart Title Insurance Company (Stewart Title) is a wholly owned subsidiary of Stewart Title Guaranty Company (Stewart). Established in 1893, Stewart is a customer-oriented, technology-driven, strategically competitive, real estate information and transaction management company. Stewart provides title insurance and related services through more than 9,500 policy-issuing offices and agencies in the United States and several international markets.
Address: New York, NY, 10017    
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Website: Stewart Title Insurance
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Stewart Title Insurance Company
Stewart Title Insurance Company
About Stewart Title
Stewart Title is a full service state-of-the-art title insurance underwriter providing title insurance for all types of residential and commercial transactions. In addition to issuing policies of title insurance, Stewart Title offers a myriad of related services including, among other things, coop searches; judgment searches; last owner searches; foreclosure searches; single and separate searches; and Zoning Lot Certifications. The Company also offers a title software solutions for real estate professionals including 24/7 access to orders via SureClose®.
Stewart Title has earned the confidence of its customers through unmatched customer satisfaction achieved through quality service, high ethical standards, proven stability and excellence in education and employee accountability. With well-established and well-staffed offices throughout New York State, Stewart Title is particularly well positioned to serve the needs of attorneys and real estate professionals from  Buffalo to Montauk.
Protecting your Home Investment
A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowner's insurance protects against loss from fire, theft, or wind damage. Flood insurance protects against rising water. And a unique coverage known as title insurance protects against hidden title hazards that may threaten your financial investment in your home.
Protecting Your Largest Single Investment
Title insurance is not as well understood as other types of home insurance, but it is just as important. You see, when purchasing a home, instead of purchasing the actual building or land, you are really purchasing the title to the property - the right to occupy and use the space. That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss. Title insurance protects against these types of title hazards.
Other types of insurance that protect your home focus on possible future events and charge an annual premium. On the other hand, title insurance protects against loss from hazards and defects that already exist in the title and is purchased with a one-time premium.
There are two basic kinds of title insurance:
- Lender or mortgagee protection,
- Owner's coverage.
Most lenders require mortgagee title insurance as security for their investment in real estate, just as they may call for fire insurance and other types of coverage as investor protection. When title insurance is provided, lenders are willing to make mortgage money available in distant locales where they know little about the market.
Owner's title insurance lasts as long as you, the policyholder - or your heirs - has an interest in the insured property. This may even be after you have sold the property.
Depending on local practices and state law where the property is located, you may pay an additional premium for an owner's policy or you may pay a simultaneous issue charge - usually a smaller amount - for the separate lender coverage. You may even split settlement costs with the seller for the lender or owner's policy.

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Address and Phone Number
300 East 42nd Street 10th Floor New York, NY, 10017

Website: Stewart Title Insurance  Established in 1893, Stewart is a customer-oriented, technology-driven,strategically competitive,real estate information and transaction management.

 
See also related Categories: Insurance Companies, Home Insurance, Real Estate Law,

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